Clear Answers On Medicare For As Long as you need them.
You don't have to navigate this transition alone. We'll sort through the options, find the perfect fit, and be right by your side as your life changes.
Our commitment to your peace of mind
Our Three Truths: Total Transparency for You
Zero Hidden Fees
Your peace of mind shouldn't come with a bill. Because the carriers compensate us, your premiums stay exactly the same whether you use our expertise or try to navigate it alone.
All Your Options, Simplified
Forget the stress of researching dozens of companies. We do the heavy lifting to compare the top plans and explain the trade-offs to you with total transparency.
Your Partner for the Long Haul
No call centers or confusing automated menus. We are your direct line. The friendly face you meet with today will be the exact same person you rely on year after year.
Finding the right fit for your healthcare needs
Medicare Supplement Vs Medicare Advantage
MEDICARE SUPPLEMENT
Freedom: See any doctor in the USA that accepts Medicare.
Predictability: The lowest out-of-pocket costs when seeing doctors.
Simplicity: No referrals needed to see a specialist.
MEDICARE ADVANTAGE
Value: Plans as low as $0 monthly premium.
Extras: May include dental, vision, gym, and OTC benefits.
All-in-One: Typically includes Part D prescription coverage.
The essentials of Part A and Part B explained
Understanding Your Base Coverage
PART A (HOSPITAL)
Covers inpatient stays. For most, the premium is $0.
PART B (MEDICAL)
Covers doctor visits and outpatient care. The standard monthly premium is $202.90.
Closing the Gaps in your coverage
Medicare is designed to pay your doctors and hospitals, but it wasn't built to cover the personal financial toll of a major illness.
THE RISK
A diagnosis of Cancer, Heart Attack, or Stroke often comes with "hidden costs"—travel for specialists, home modifications, and non-medical bills that continue even when you can't work.
THE EXPOSURE
These expenses can quickly drain a retirement nest egg because they fall outside of traditional medical coverage.
THE SOLUTION
We recommend Umbrella Coverage for every client. These plans pay a tax-free cash benefit directly to you, giving you the freedom to focus on healing instead of finances.
10th
Experience
A Steady Approach to Your Future
retirement planning built on clarity
Retirement isn’t just a financial milestone—it’s a major life transition. Between Social Security timing, tax efficiency, and healthcare costs, the "how" of retirement can quickly become overwhelming.
At Open Book Insurance Advisors, we believe in education-first planning. Our goal is to help you organize the moving parts of your financial life so you can move forward with a clear, sustainable strategy.
We help you navigate the three pillars of a secure retirement:
Income Stability: Creating a reliable paycheck that lasts as long as you do.
Tax Strategy: Minimizing the impact of taxes on your hard-earned savings.
Healthcare Integration: Ensuring your Medicare and retirement plans work in harmony.
The open book Difference
You deserve a guide, not a transaction. We take the time to explain the why behind every move, empowering you to make informed decisions at your own pace.
CONFIDENCE FOR WHAT'S NEXT
COMPANY
CLIENT SUPPORT
Business Hours
Mon – Fri: 9:00 AM – 5:00 PM
Sat – Sun: Closed
GET IN TOUCH
Questions? Call us now:
Tel: 813-723-1723
Cell: 516-770-8297
Fax: 813-359-8994
Email: [email protected]
Main Address: 13553 State Rd 54, Suite 260 Odessa, FL 33556
Address: 170 Magnolia Blvd.
Long Beach, NY 11561
This is a solicitation for insurance. Submitting information or calling numbers listed on this website will direct you to a licensed Agent/Broker.
Important disclosures about Medicare Plans: Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Copyright 2026. All Rights Reserved.